YOUR AREAS OF ACTIVITY
Retail Banking, Private Banking & Specialized Financial Services

Context

The financial industry has evolved significantly in recent years. For retail banks, private banks as well as for specialized financial services, these developments are marked by profound transformations, the consequences of an increasingly demanding regulatory framework, structuring climatic stress-tests, increased competition , global health and economic crises, heralding new expectations on the part of consumers and employees.

In this context of uncertainty, financial services must be prepared to meet the following challenges:

Make profound changes in the development of the business models and distribution models of tomorrow
Integrate the customer at the heart of new business strategies and practices – “phygitalisation”, “selfcare” while meeting the new expectations of customers and employees
Inevitable regulatory alignment

Expertise

Our presence in the retail banking sector for several years has allowed Finegan Advisory to develop expertise that helps our clients face the major transformations of the sector in order to improve their competitive advantages and profitability.

The arrival of neo-banks, crypto-currencies, regulatory pressure, new customer and employee expectations, and digitalization are all challenges for which the Finengan Group assists its clients in identifying innovative strategies and securing their business model.

Discover our offers on the dedicated pages:

Groupe Finegan

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of French consumers agree to share their data with their bank if they are sure of obtaining added value in return

New disruptive players, mainly from Fintechs, are positioning themselves on the most profitable elements of the value chain, in particular payments (around 25% of retail banking activity NBI) certain forms of credit (around 20% of income) and savings (about 50% of GNP).

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Net income for the sector down by €8.3 billion in 2020 (Source: ACPR Banque France 2020)

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Tier 1 Retail Banking

Creation of a new "phygital" branch concept in order to reconquer territories

Context: The development, marketing and offers, real estate and IT teams wanted support to define and validate the feasibility of the defined concept.
Our mission: proposal and implementation of a new agile agency concept that could be easily deployed in the regions to support the strategic plan's business development ambition.
Our added value : A proven expertise in digital coupled with numerous experiences in the retail banking sector.

Private Bank Tier 1

Steering the strategic business and IT transformation plan

Context: The private bank wished to launch a transformation plan to implement a business platform allowing to offer state of the art services for the UHNWI and E&F client segment.
Our mission: Management of the business and IT transformation plan in order to implement the business platform in line with the client's strategic vision.
Our added value: An experienced and senior team that can interact with the different hierarchical levels of the private bank.

Private bank/Investment service provider

Launching ESG discretionary management.

Context: The private bank wanted to evaluate the opportunity to launch thematic mandates.
Our mission: Market study on ESG trends, definition of label requirements, impacts of the Disclosure Regulation and the AMF 2020-03 doctrine on the investment universe and on communication.
Our added value: an ESG Think Tank that allows us to reflect on future impacts and analyze new regulations.

Major stakeholder in Rental Financing

Implementation of a 100% digital customer/employee path for vehicle financing

Context: Our client launched the construction of the first 100% digital customer/employee path for vehicle financing.
Our mission: benchmark of technological solutions, Proof Of Concept to implement the electronic signature, impacts on data protection (AIPD) in order to allow the implementation of the online path on all points of sale.
Our added value: A "Digital" team dedicated to monitoring our Xtech ecosystem.