The COVID 19 health crisis and the massive distribution of State Guaranteed Loans (SGL) to the tune of 140 billion euros, the war in Ukraine, inflation and rising interest rates, but also the continuation of ongoing projects and new regulations to be implemented are all challenges that banking institutions must face.
All of these challenges are like stress tests for all the actors involved in the credit granting process (LOD1, LOD2, LOD3) since they must :
We accompany our customers to :
Our teams support our clients throughout the entire value chain of a project, from the analysis of regulations and their impacts to the management of the changes they entail, including the framing and management of their implementation.
In addition to mastering regulations, our teams’ expertise in regulatory transformation and project management includes both organizational and IT aspects.
Implementation of the NPL guidelines (non performing loans)
Loan Tape, AQR and OSI
Internal rating system